How to Easily Send Money Using iMessage

How to Easily Send Money Using iMessage

Hey there! Today, I’m going to show you how you can send money to your friends and family using iMessage. It’s a simple and convenient way to handle your finances, right from your iPhone.

First things first, make sure you have the latest version of iOS installed on your device. Once you’re all set, open your iMessage app and get ready to embark on this money-sending adventure!

Now, let me guide you through the steps:

Step 1: Open a conversation with the person you want to send money to. You can simply tap on an existing conversation or start a new one by selecting the “+” icon and entering their contact information.

Step 2: Next, tap on the App Store icon located next to the text input field. It looks like a little “A” inside a circle. This will lead you to the App Drawer.

Step 3: In the App Drawer, scroll or swipe left until you find the Apple Pay icon. It looks like a little blue and white button with one vertical line and two horizontal lines next to it.

Step 4: Now, tap on the Apple Pay icon and a new screen will appear. Enter the amount of money you want to send. You can either use the plus and minus buttons or manually type in the amount.

Step 5: Once you’ve entered the amount, tap “Pay” to continue.

Step 6: If you haven’t set up Apple Pay on your device, don’t worry! You’ll be prompted to follow a few simple steps to add your debit or credit card. Once that’s done, you’ll be able to send money seamlessly.

Step 7: Double-check the payment details and confirm the transaction by using your Face ID, Touch ID, or by entering your device passcode.

Voila! You’ve just sent money to your friend or family member through iMessage. It’s that easy!

Remember, both you and the recipient need to have Apple Pay set up on your devices for this to work. Also, keep in mind that some financial institutions may have restrictions or fees associated with using Apple Pay, so it’s a good idea to check with your bank beforehand.

Now you can bid farewell to the hassle of writing checks or searching for an ATM. With iMessage and Apple Pay, sending money to your loved ones is as simple as sending a text.

I hope this guide was helpful to you. If you have any questions, feel free to ask. Happy money-sending!

Hey there! I have some exciting news to share with you: the introduction of Apple Pay Cash in iOS 11.2 means you no longer have to rely on third-party payment systems to transfer money. Once you install it, you’ll be able to send money through iMessage to anyone you want.

Believe it or not, iOS 11.2 wasn’t supposed to be released when it was. But due to a bug in iOS 11, Apple had to release it early to fix the issue. The cool thing is that this early release gives us the chance to try out Apple Pay Cash before planned.

This update was released in early December 2017 and is now available for download. However, Apple Pay Cash is being rolled out gradually, so it may not be included in your download right away. Currently, it’s only available in the US, but it will eventually roll out globally once all the kinks are ironed out.

What is Apple Pay Cash?

Apple Pay Cash is Apple’s version of Circle or Venmo. It’s like a digital wallet on your phone that allows you to load money and send it to other users, or receive money from them. Any money you receive will be added to the Wallet app, which is part of Apple Pay Cash, and you can use it anywhere that accepts Apple Pay.

You can also send cash to other Apple Pay Cash users, and they can use it just like you.

How do I set up Apple Pay Cash?

Setting up Apple Pay Cash is super easy once you have the update. You’ll need a compatible device with iOS 11.2, two-factor authentication enabled, and a credit or debit card set up in your Wallet. And you have to be at least 18 years old to use the service.

  1. Set up your Wallet by following the instructions.
  2. Add money to your Wallet by selecting “Add Money” in the app.
  3. Enter the amount you want to add. The minimum is $10.
  4. Select “Add” and confirm the card you want to use.
  5. Use Face ID or Touch ID to confirm the payment.

You’ll see your balance increase by the amount you added in the top right corner of the Wallet screen. And now your Wallet is ready to send money through iMessage.

To check your balance anytime, just open the Wallet app and select the Apple Pay Cash card. Your balance will be displayed on the screen.

How do I send money through iMessage?

Now that Apple Pay Cash is set up and you have a positive balance, you can send money to any iMessage user, just like sending a regular text message but with a little cash bonus attached.

To send money through iMessage:

  1. Open iMessage and type a message to the recipient.
  2. Select the Apple Store icon, then the Apple Pay icon at the bottom of the window.
  3. Add the amount of cash in the new window that appears.
  4. Double-check the amount and the transaction using Face ID or Touch ID.
  5. Send the message.

The first time you make a transaction with Apple Pay Cash, you’ll have to agree to the terms and conditions. After that, you won’t be bothered again unless there are significant changes.

The recipient will receive the message as usual and can accept the payment. The cash amount will then be added to their Wallet.

Can I send money using Siri?

Of course, you can also use Siri to send money to someone. It’s so easy if you already have Apple Pay Cash set up and the recipient is an Apple user. Just say, “Siri, send ten dollars to James for the tickets.” Siri will find James in your Contacts, deduct $10 from your Wallet, and send it with the message “For the tickets”.

You can customize the dollar amount and the contact to fit your needs.

Anything else I should know about Apple Pay Cash?

Apple Pay Cash is a peer-to-peer payment system that works entirely within the Wallet app. You don’t need a bank account linked to Apple Pay Cash to receive money, but you do need one to load money. Every iOS user automatically has a Wallet account created with their Apple ID.

Just keep in mind that Apple Pay Cash isn’t always free. Debit card transactions are free, but if you use a credit card, there’s a 3% fee per transaction.

Apple Pay Cash only works in iOS 11.2 and is compatible with iPhone SE, iPhone 6 and newer models, iPad Pro, 5th generation iPad, iPad Air 2, iPad Mini 3 and newer models, and Apple Watch. Currently, it’s only available in the US, but it will be going global at some point in the future.

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